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Howell Insurance Services Inc Blog

View the latest blog posts from Howell Insurance Services Inc.

Tuesday, November 30, 2021

How Are Death Benefits Paid from a Life Insurance Policy

When you insure yourself under a life insurance policy, you will name a beneficiary who will receive the policy’s payout in the event of your death. This settlement is called a death benefit, and it can ease your survivors’ financial burdens in numerous practical ways.  READ MORE >>

Thursday, November 25, 2021

How Does Sleep Impact Your Health?

Are you getting enough hours of sleep at night? Do you wake up each morning feeling refreshed and ready to go? For many people, that’s not the case. It’s more common for individuals to struggle through those first hours of the day, longing to be back in bed for a few more hours. READ MORE >>

Thursday, November 18, 2021

3 Signs that You’re a Distracted Driver and Don’t Know It

In the last decade, the number of auto insurance claims that arise from distracted driving accidents has increased significantly. By definition, this is an accident caused by the fact that the involved driver wasn’t paying attention to the road.   READ MORE >>

Thursday, November 11, 2021

Business Insurance for Hairdressers and Beauticians

If you’re a beauty industry professional, you might feel challenged when you start your search for the right commercial liability insurance benefits. Many in the industry automatically assume that they wouldn’t have a reason for a customer to file a lawsuit. READ MORE >>

Thursday, November 4, 2021

6 Signs Your Brakes Need Repair or Replacement

When your car brakes, then you are initializing a complex system of mechanical components that will work together to bring your vehicle to a stop. The average car weighs about 3 to 5 tons, and the fact that your brakes help stop this heavy machine within a few meters, countless times per year, is a testament to their reliability. READ MORE >>

Tuesday, November 2, 2021

4 Common Homeowners Insurance Mistakes

Whether you are buying your first home or moving to a new home, you have to make sure that your homeowners insurance needs are met. Homeowners insurance isn’t always easy to understand, and it does have its fair share of unique terms. READ MORE >>

Thursday, October 28, 2021

5 Surprising Car Insurance Savings Opportunities

Many vehicle owners assume they will get the lowest rate available as soon as they request an auto insurance quote, but that is not always the case. There are lots of ways to save money on auto insurance even after day one.  Being a smart driver means knowing what insurance discount options are available to you. READ MORE >>

Tuesday, October 26, 2021

General Liability Benefits Within BOPs

As a business owner, you are responsible for ensuring a successful work environment and maintaining smooth operations. You want a safe, honest and secure business, but dissatisfied customers are going to come around from time to time. Sometimes, they could even take legal action against your business. READ MORE >>

Thursday, October 21, 2021

Get Your Flu Shot Now

There’s never been a more critical time than now to protect yourself against the flu. Even with widespread public health initiatives and disease prevention, the flu remains a potent and deadly threat to the American public. READ MORE >>

Tuesday, October 19, 2021

Can I Go Without Health Insurance?

Health insurance can be expensive, and as of 2021, there is no longer a federal requirement that you have to buy health insurance. You will not face fines for not carrying coverage.   Choosing to go uninsured isn’t recommended—and for a good reason. READ MORE >>

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Mission Statement

We make finding affordable insurance easy. We shop the market for the provider with the lowest price to fit your needs. Do you know if you are saving the maximum amount possible on your current insurance policy? We can review it for you to find out.


1500 Simpson Road W.
Lenoir City, TN 37771

Phone: (865) 986-2121
Fax: (865) 988-3434


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