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Howell Insurance Services Inc Blog

View the latest blog posts from Howell Insurance Services Inc.

There is both financial and reputational risk associated with running your own business. Therefore, it is essential that you insure your organization and your employees to protect yourself. Unfortunately, there are many mistakes that small business owners commit when buying an insurance policy. READ MORE >>

Whether car insurance covers the car or the driver is a common question when it comes to figuring out what you can file a claim for. If you borrow your friend's car, are you covered under your policy or theirs? If you're renting a car, do you need to buy additional coverage? READ MORE >>

If you find yourself in possession of a house with no occupants, a vacation home, a retirement home or a home that you are planning to rent out someday, you may question whether it's worth buying home insurance to protect it while it is vacant. Here's what you need to know: Home insurance is never a legal requirement. READ MORE >>

The dryer to your home pulls out exhaust and vents it out of a window or a vent outside of the home. If this did not happen, dangerous gases would remain present in your home, causing a high risk of health complications. That vent, though, is never out of sight and mind. READ MORE >>

Is it time for you to update your home’s siding? The siding is more than just designed to provide aesthetics to your home. It also is an important way to protect the structure itself. That is why it is always important to maintain it. When damage occurs, have it repaired as soon as possible. READ MORE >>

One of the more interesting things about auto insurance is that you can control how much you pay in various ways. One of the most-straightforward ways to do this is by adjusting your deductible. This is the amount of money you must pay when a claim occurs. READ MORE >>

When purchasing some forms of business insurance, it is important to consider your business’s past. Most of the time, insurance policies apply only from the date the policy goes into effect and beyond. However, it may be possible to secure some types of liability insurance retroactively. READ MORE >>

The term comprehensive auto insurance is very misleading. Many times, you will hear that you should have comprehensive coverage – but what does that mean? It can mean two things. It can mean that you should have an ample amount of coverage to reduce your risks of having to pay out-of-pocket for most types of incidents. READ MORE >>

It's not enough to have a business up and running, or one that you're passionate about. You also need to market it to keep a steady stream of clients coming through your doors, or virtual checkout. Here are nine ways in which you can keep that pipeline full: 1. Network regularly. READ MORE >>

Buying a home is a big risk. Even if you love the home, you never know what happened there. A home inspection can give you some insight into the condition of the home on a more thorough level. From a home insurance point-of-view, that’s important. It can help you, and your insurance agent, know the home is safe. READ MORE >>

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