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View the latest blog posts from Howell Insurance Services Inc.
Tuesday, January 21, 2020For the most part, the only insurance most of us will ever be legally required to buy is going to be liability insurance for our cars. Everything else is generally going to be up to the individual's discretion.
You may be required to carry home insurance by your mortgage lender at first. READ MORE >>
Thursday, January 16, 2020Collision auto insurance pays to replace or repair a car involved in an accident. It covers damages received in a collision with another vehicle or an object, such as a tree or signpost.
Usually, if you finance or lease your vehicle, collision insurance is mandatory. READ MORE >>
Tuesday, January 14, 2020The good news about trying to keep your home insurance costs down: The ball is really in your court. You have quite a few options available to you. And, for the most part, it really comes down to the choices you make —not the judgment made by your home insurance provider. READ MORE >>
Thursday, January 9, 2020Thousands of cars are alike. Several homes in the same neighborhood are alike. But no two businesses are alike. Two franchise restaurants will be in different neighborhoods, but they might keep different hours and have different sizes of staff. So, there's no one-size-fits-all solution to business insurance. READ MORE >>
Tuesday, January 7, 2020Getting into any type of car accident can be scary. But it's even worse when the other driver flees the scene. The hit-and-run driver's goal is to try to get away. But if you act swiftly and smartly, there's a good chance you can have them held responsible.
Here are the steps you should follow, if you find yourself in this situation. READ MORE >>
Thursday, January 2, 2020If you're looking to rent an office, you should also look into business insurance. Whether or not you expect to have clients come visit you, it's still a good idea to protect yourself. And your landlord may require it anyway.
Check Your Landlord's Requirements
READ MORE >>
Thursday, January 2, 2020Your home insurance policy will probably cover any liability claims owing to a house party. But you're going to need to take a few steps to make sure that your insurer has no reason to deny your claim. Here's what you're going to want to do:
Figure out your maximum occupancy and stick to it. READ MORE >>
Tuesday, December 3, 2019The holidays are usually a time of happiness and joy. However, they can also be prime pickings for scrooge-style thieves intent on bringing chaos and unhappiness to your life.
Thankfully, there are numerous things you can do to help keep yourself from being victimized. Here are four ways to protect your home from a holiday break-in. READ MORE >>
Wednesday, November 27, 2019Home insurance is not just to protect the home itself. In fact, liability protection may be the most important part of your home insurance plan. A new roof or garage door is something that you might be able to cover out of pocket, but the costs incurred in a personal injury case can bankrupt the average family. READ MORE >>
Tuesday, November 26, 2019Renting a car is old hat to some people. They may travel for work or for pleasure on a monthly basis and have a system worked out that they don't need to break. But not everyone is familiar with the process, and it's common to question whether to spend the money on additional auto insurance for a rental car. READ MORE >>
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